Registering a charge: Filing particulars of charges or debentures

Before you file

This guide explains how to file a statement containing particulars of:

• A series of debentures

• Charges

All companies must register a charge:

• Within 30 days of creation for charges created in Singapore

• Within 37 days of creation for charges created outside Singapore

Failing to register on time is an offence that may lead to fines. Your charge may become void against the liquidator or other secured creditors. Learn more about registering a new charge.

Step 1: Log in to Bizfile and open the "Register new charge" eService

Follow these steps to navigate to the Register new charge eService.

Note: All entity and personal information (including UEN, entity details, NRIC or FIN numbers, names and addresses) shown are dummy data for illustration purposes only.

1. Click "Login" on the Bizfile homepage and select "Business User" to log in via Corppass.

2. Check that the correct entity name appears on the top menu bar and dashboard.

3. (CSP) On the "My profile – Select profile” page, click on the “Corporate Service Provider” tab. If you belong to more than one CSP firm, select your CSP firm from the dropdown list.

6. On the “Register new charge" page, click "Start".

Step 2: Enter chargor and charge details

This includes the:

• Chargor's unique entity number (UEN)

• Execution location of the charge instrument

• Creation date of the charge instrument

1. Enter the borrower or chargor’s UEN and click “Retrieve UEN”.

2. Under "Type of lodgement", select either “Statement containing particulars of a series of debentures" or "Statement containing particulars of charges”.

3. (Chargor is a redomiciled company) State whether you are filing a pre-existing charge under section 363(1) of the Companies Act 1967.

5. (Statements containing particulars of charges) Select the relevant type of lodgement and enter the required details. The trustee’s name is not required for charges created in Singapore without an instrument.

(Optional) Step 3: Provide extension of time details

If you are registering the charge after the required deadline, you may need to obtain a court order.

More details: Requesting for an extension of time

1. (Charges created in Singapore without an instrument) If you are registering the charge more than 30 days after it was created, you need a court order. Enter the required court order details and upload a copy of the court order.

2. (Charges created outside Singapore without an instrument) If you are registering the charge more than 37 days after it was created, state if an extension of time was granted under section 139 of the Companies Act.

3. (Charges created outside Singapore without an instrument) If an extension of time has not been granted, enter the required court order details and upload a copy of the court order.

(Optional) Step 4: Enter charge instrument details

If there is a charge instrument, you need to describe it. To provide more charge details, you may upload a file as an attachment.

• The file name should only use alphanumeric characters (letters A-Z, a-z and numbers 0-9).

• Do not include spaces, special characters (such as @, #, $, %, &, *), or foreign language characters.

For charges created in Singapore

1. Select "There is instrument by which the charge is created or evidenced." and select a description of the instrument.

2. If none of the descriptions apply, select “Others” and describe the instrument in the text field.

3. Describe all properties that are being used as security for the charge. State any applicable restrictions, prohibitions, terms and conditions mentioned in the debentures.

5. Complete the remaining fields under the “Charge details” section.

For charges created outside Singapore

1. Select "There is instrument by which the charge is created or evidenced." and select a description of the instrument.

2. Complete the remaining fields under the “Charge details” section and upload any additional information.

Step 5: Enter chargee details

You need to add at least one chargee (lender) to register a new charge.

1. Under "Chargee details", click “Add chargee”.

2. State whether the chargee is an individual or corporate entity.

3. (Individual chargee) Enter their full name and email address. Then, state if they have a local or foreign addresses. For local addresses, enter their postal code and click "Retrieve address". State whether the charge has secured all monies owing and click “Save”.

7. To add more charge details or chargees, click "Add currency" or "Add another Chargee". After you complete any updates, click "Review and confirm".

Step 6: Review and make payment

1. Check the details of the charge and chargee carefully.

2. State who you are filing on behalf of: Chargee (lender), chargor (borrower), or a person interested in the document.

3. (Submit on behalf of chargee) Select the relevant descriptions for the charge to be registered. Then, click “Save”.

8. You will also receive a Bizfile notification that confirms the approval of the registration of charges.

Related pages

• Registering a new charge